India's #1 B2B Credit Card Payment Platform

Pay GST, Vendors & Invoices on Credit Card.
Your Card. Your Rules.

Use any existing credit card to pay GST, vendors, invoices, and more — while earning up to 3% rewards on every rupee your business spends.

No new card needed  ·  Zero setup cost  ·  ITC on fees

0
Days extra credit
3%
Max cashback
0
Businesses trust swid
ISO ✓
Certified secure
swid card
₹6,218
Earned this month
50 Days
Free credit
3% Back
On invoices
ISO 27001 Certified
RBI Compliant
All major cards accepted
Same-day vendor settlement
Instant GST invoice
ITC on service charges
10,000+ businesses
ISO 27001 Certified
RBI Compliant
All major cards accepted
Same-day vendor settlement
Instant GST invoice
ITC on service charges
10,000+ businesses
What you can pay

One card. Every
business obligation.

Stop juggling NEFT, RTGS, and cheques. Pay every business expense through swid using your existing credit card.

🧾

GST Payments

Pay monthly and quarterly GST dues via credit card. Auto-generated challan receipts, instantly available.

🤝

B2B Invoice Payments

Settle supplier invoices, purchase orders, and trade payables on credit. Keep your supply chain healthy.

🏭

Vendor Payments

Pay contractors, manufacturers, and service partners on time using your card's credit limit as working capital.

🎓

Education Payments

Corporate training, employee certifications, and institutional tuition fees — all through swid.

🔌

Utility & Rent

Office rent, electricity, broadband, and recurring business expenses — now on credit with full reward points.

📦

Supplier Payments

Raw material suppliers, logistics partners, and distributors — pay them on credit and extend your payment runway.

50
Days of extra credit, free

Turn 30-day bills into
50-day breathing room

Stack swid's payment cycle with your card's billing window to unlock up to 50 interest-free days. Pay vendors today. Settle your card 50 days later. Earn rewards the whole time.

Zero interest windowWorks with any cardNo hidden chargesAuto-reconciliation
Rewards & Benefits

Earn 1–3% back on every
business rupee

Business payments that earned nothing before now generate full cashback, miles, or points to your existing card.

Reward tiers by payment type
B2B Invoice PaymentsUp to 3%
Vendor PaymentsUp to 2.5%
GST PaymentsUp to 2%
Education FeesUp to 1.5%
Utilities & RentUp to 1%
CASHBACK

Earn on every transaction

Rewards go directly to your card — no separate loyalty program, no extra steps.

CARD MILES

Accelerate your existing points

HDFC, ICICI, Axis or Amex — your card's reward program now earns on payments it previously excluded.

Tax Benefit

Claim ITC on swid charges

swid is GST-registered. Get a full tax invoice for the service fee and claim Input Tax Credit — reducing your net cost further.

How it works

Up and running
in minutes

No new bank account. No new card. Just link your existing credit card and start paying every business expense on credit.

01

Sign up & verify

Create your swid business account, complete KYC, and link your GST number. Done in under 10 minutes.

02

Add your credit card

Link your existing Visa, Mastercard, RuPay, or Amex. Any card with a credit limit works.

03

Make a payment

Add vendor bank details or upload an invoice. swid handles the transfer on your behalf instantly.

04

Earn & track

Rewards accumulate automatically. View payments, GST challans, and invoices in one dashboard.

Testimonials

Loved by finance teams
across India

Real businesses, real results. See how swid is changing the way Indian companies manage their payments.

swid saved us over ₹4 lakh last quarter. We're now earning cashback on GST payments we were making anyway — it's a no-brainer for any business.
RK
Rajesh Kumar
CFO, Nexus Trading Co.
Vendor Pay
The 50-day credit window completely changed our cash flow. We can now pay suppliers immediately while keeping our own cash for an extra month. Game changer.
PS
Priya Sharma
Director, Shree Exports
50 Days
We claimed ITC on swid's service fee and the app made it incredibly simple. GST invoices are generated automatically. Our accountant loves it.
AM
Ankit Mehta
Founder, AM Logistics
ITC
Setup took literally 8 minutes. Now we pay all our vendors through swid and earn 2.5% cashback straight to our HDFC card. Couldn't be simpler.
SP
Sunita Patel
MD, Patel Pharma
Cashback
We process over ₹50 lakh in B2B invoices monthly. swid earns us ₹1.5 lakh back every month. It pays for itself many times over.
VN
Vinay Nair
Finance Head, Nair Group
B2B
ISO certified, instant invoices, and the best customer support I've seen in fintech. Our entire finance team is on swid now. Highly recommend.
DG
Deepa Gupta
CEO, DG Constructions
ISO
Why swid

Built for businesses
that run lean

Every feature designed to give finance teams more control, more float, and meaningful savings.

🛡️

ISO 27001 Certified

Enterprise-grade security. Transaction data encrypted end-to-end on compliant infrastructure.

📄

Auto GST Invoicing

Every payment generates a GST-compliant invoice automatically — ready for your accounts team.

💸

ITC on Service Fees

Claim Input Tax Credit on swid fees. Reduces your effective transaction cost significantly.

📊

Unified Dashboard

All vendor payments, GST history, and reward summaries in one clean finance-team-ready view.

Same-Day Settlement

Vendors receive funds the same business day — no delays, no relationship stress.

🃏

Any Card. Any Bank.

HDFC, ICICI, Axis, SBI, Kotak, Amex — if it has a credit limit, it works with swid.

The App

Everything in your pocket

Pay vendors, track rewards, and manage GST — all from one clean mobile app.

swid card
Get started today

Stop leaving credit
on the table

Join 10,000+ Indian businesses already paying vendors, GST, and invoices on credit — and earning rewards every step of the way.